Monday, January 5, 2009
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Rates/Fees
Fees
Deposit Rates
Mortgage Rates
Lending Rates
Fees

LGFCU prides itself on giving members great rates, dividends and low, and even on some accounts and services, no fees. Look below and compare. You'll find that LGFCU strives to keep the cost of your financial services affordable.

 Effective Date: January 1, 2008

 Dividend-Bearing Checking Accounts  
 Monthly Maintenance Fee  $1.00
 Minimum Balance  None Required
 Per Item Charge (monthly)  $0.20 after 50 checks posted
 Insufficient Funds/Special Handling  $18.00
 Stop Payment Order  $8.00
 Overdraft Transfer  $0.50 (limit six per month)
 BillPay  $0.20 after first 50 monthly payments
 Personalized Checks  Price varies according to style and quantity
 Check and Statement Copies (routine)  $0
 Check and Statement Copies (excessive)  $1.00
 Returned Check or Item for Deposit or Payment  $5.00
   
 Share Accounts  
 Minimum Balance  $25.00
 Service Fee  $1.00 if balance drops below minimum
   
 IRA, SEP, CESA  
 Transaction Fee  $0
 Service Fee  $0
   
 Fat Cat Accounts  
 Age Requirement  12 and under
 Service Fees  $0
   
 Money Market Share Accounts  
 Transaction Fee  $0
 Service Fee  $2.00 if balance drops below minimum
 Minimum Balance  $250.00
   
 ATM/Debit and Check Card  
 CashPoints ATM Transaction  $0
 Reissue Card  $0
 Lost Card  $8.00
 PLUS Network Transaction  $0.75
 PLUS Network Denied Transaction  $0.35
   
 Visa Credit Card  
 Annual Fee  $0
 Late Payment Fee  $5.00
 Over Credit Limit Fee  $10.00
   
 Safe Deposit Box  
 Annual Rental Fee  Varies according to box size
 Lost Key  $18.00 minimum
 Box Drilling  $145.00 approximately
 Late Rental Payment Fee  $12.00
   
 Wire Transfers  
 Outgoing Domestic  $6.00
 Outgoing International  $10.00
 Incoming Domestic or International  $0
   
Miscellaneous
Money Order Purchase (under $500) $1.00
Notary Service $0
Travelers Cheques $0
Verification of Deposit $10.00
Coupons, Bonds, Collections $7.00


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